Solar Payback Calculator

State guide

Solar payback in Washington (WA) — 2026

How Washington compares with the other 50 records in this dataset
MeasureWashingtonDataset medianRank of 51
Avg residential rate11.5¢/kWh14.8¢/kWh49th highest
Annual insolation3.7 kWh/m²/day4.6 kWh/m²/day50th highest
Modeled payback20.6 years13.5 years51st fastest

Rates from the EIA; insolation from NREL's NSRDB. Ranks and medians are computed across the 50 states and DC covered by this site. Payback is modeled for a 7 kW system at $3.20/W with no federal credit applied — see the disclaimer for the full assumption set.

Washington pays about 11.5¢ per kilowatt-hour for residential electricity and receives about 3.7 kWh per square metre per day of sunlight — 49th and 50th respectively among the 50 states and DC tracked here. Those two numbers set the ceiling on what rooftop solar returns in Washington, and they point in the same direction.

Where Washington sits against the rest of the country

Washington is 3.3¢/kWh below the median residential rate across this dataset (14.8¢/kWh) and 0.9 kWh/m²/day below the median insolation (4.6 kWh/m²/day). Under this site's standard assumptions, that combination puts Washington 51st of 51 for modeled payback speed, at 20.6 years against a dataset median of 13.5 years.

What actually drives payback in Washington

Washington ranks in the lower half on both inputs — 49th for electricity price and 50th for sunlight. Swap Washington's sunlight for the dataset median and payback moves to 17.3 years (3.3 years of swing). Swap its electricity rate instead and payback moves to 16.8 years (3.8 years of swing). The rate swap is the larger of the two, so what a kilowatt-hour costs is the input deciding the outcome in Washington.

State incentives on record

Recorded for Washington: Sales tax exemption (full for systems up to 100 kW); net metering retained; no statewide cash incentive after production-incentive sunset 2020.

No federal credit is applied above (Section 25D expired 31 December 2025), and export terms often matter more than the headline rate (net metering guide).

The modeled system, in numbers

At Washington's sunlight level a 7 kW array produces roughly 7,374 kWh a year, worth about $848 in first-year bill savings at 11.5¢/kWh against an assumed $22,400 installed cost. A ten-year payback at this sunlight level would require a residential rate of about 27.2¢/kWh, which is 15.7¢ above what Washington households pay today.

States with comparable economics

Washington's closest analogues by modeled payback are Oregon (17.4 years), North Dakota (17.4 years), Montana (16.6 years). They arrive there from different rate and sunlight combinations, so their incentive rows are the useful comparison.

Estimate your solar payback

Enter your ZIP and the system size you're considering. We'll pull your state's average residential electricity rate and an annual sun-hour figure to estimate production and break-even years.

Estimate only — not a quote. Verify with a licensed installer and your utility. Federal Section 25D 30% credit is not included (expired 2025-12-31). Not tax advice — consult a tax professional.

State (WA)
Washington
Avg residential electricity rate
11.5¢ / kWh
Estimated annual production
7,374 kWh
Year 1 bill savings
$848
Estimated payback
20.6 years
Installed cost before incentives*
$22,400

*A $3.20/W installed cost assumption valued against your state's average residential electricity rate (EIA, most recent 12-month average available as of 2026 Q1). No federal, state, or utility incentive is deducted from this figure — state incentives that may reduce it are listed on your state page for details.

Estimate only. Numbers shown are modeled projections, not quotes or guarantees. Actual production, electricity rates, financing terms, and available incentives vary by household, utility, roof condition, shading, and policy changes. The Residential Clean Energy Credit (Section 25D, the 30% federal tax credit) expired for systems placed in service after December 31, 2025. Verify all numbers with a licensed installer and your utility before making a purchase decision. See full disclaimer.
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