Solar Payback Calculator

State guide

Solar payback in Oregon (OR) — 2026

How Oregon compares with the other 50 records in this dataset
MeasureOregonDataset medianRank of 51
Avg residential rate13.1¢/kWh14.8¢/kWh38th highest
Annual insolation4.0 kWh/m²/day4.6 kWh/m²/day48th highest
Modeled payback17.4 years13.5 years50th fastest

Rates from the EIA; insolation from NREL's NSRDB. Ranks and medians are computed across the 50 states and DC covered by this site. Payback is modeled for a 7 kW system at $3.20/W with no federal credit applied — see the disclaimer for the full assumption set.

Oregon pays about 13.1¢ per kilowatt-hour for residential electricity and receives about 4.0 kWh per square metre per day of sunlight — 38th and 48th respectively among the 50 states and DC tracked here. Those two numbers set the ceiling on what rooftop solar returns in Oregon, and they point in the same direction.

Where Oregon sits against the rest of the country

Oregon is 1.7¢/kWh below the median residential rate across this dataset (14.8¢/kWh) and 0.6 kWh/m²/day below the median insolation (4.6 kWh/m²/day). Under this site's standard assumptions, that combination puts Oregon 50th of 51 for modeled payback speed, at 17.4 years against a dataset median of 13.5 years.

What actually drives payback in Oregon

Oregon ranks in the lower half on both inputs — 38th for electricity price and 48th for sunlight. Swap Oregon's sunlight for the dataset median and payback moves to 15.5 years (1.9 years of swing). Swap its electricity rate instead and payback moves to 15.7 years (1.7 years of swing). The sunlight swap is the larger of the two, so how much sun the roof gets is the input deciding the outcome in Oregon.

State incentives on record

Recorded for Oregon: Oregon Solar + Storage Rebate (income-tier based); net metering retained for IOUs; property tax exemption.

No federal credit is applied above (Section 25D expired 31 December 2025), and export terms often matter more than the headline rate (net metering guide).

The modeled system, in numbers

At Oregon's sunlight level a 7 kW array produces roughly 7,972 kWh a year, worth about $1,044 in first-year bill savings at 13.1¢/kWh against an assumed $22,400 installed cost. A ten-year payback at this sunlight level would require a residential rate of about 25.1¢/kWh, which is 12.0¢ above what Oregon households pay today.

States with comparable economics

Oregon's closest analogues by modeled payback are North Dakota (17.4 years), Montana (16.6 years), Idaho (16.6 years). They arrive there from different rate and sunlight combinations, so their incentive rows are the useful comparison.

Estimate your solar payback

Enter your ZIP and the system size you're considering. We'll pull your state's average residential electricity rate and an annual sun-hour figure to estimate production and break-even years.

Estimate only — not a quote. Verify with a licensed installer and your utility. Federal Section 25D 30% credit is not included (expired 2025-12-31). Not tax advice — consult a tax professional.

State (OR)
Oregon
Avg residential electricity rate
13.1¢ / kWh
Estimated annual production
7,972 kWh
Year 1 bill savings
$1,044
Estimated payback
17.4 years
Installed cost before incentives*
$22,400

*A $3.20/W installed cost assumption valued against your state's average residential electricity rate (EIA, most recent 12-month average available as of 2026 Q1). No federal, state, or utility incentive is deducted from this figure — state incentives that may reduce it are listed on your state page for details.

Estimate only. Numbers shown are modeled projections, not quotes or guarantees. Actual production, electricity rates, financing terms, and available incentives vary by household, utility, roof condition, shading, and policy changes. The Residential Clean Energy Credit (Section 25D, the 30% federal tax credit) expired for systems placed in service after December 31, 2025. Verify all numbers with a licensed installer and your utility before making a purchase decision. See full disclaimer.
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