Solar Payback Calculator

State guide

Solar payback in Rhode Island (RI) — 2026

How Rhode Island compares with the other 50 records in this dataset
MeasureRhode IslandDataset medianRank of 51
Avg residential rate26.7¢/kWh14.8¢/kWh5th highest
Annual insolation4.3 kWh/m²/day4.6 kWh/m²/day38th highest
Modeled payback8.9 years13.5 years5th fastest

Rates from the EIA; insolation from NREL's NSRDB. Ranks and medians are computed across the 50 states and DC covered by this site. Payback is modeled for a 7 kW system at $3.20/W with no federal credit applied — see the disclaimer for the full assumption set.

Rhode Island pays about 26.7¢ per kilowatt-hour for residential electricity and receives about 4.3 kWh per square metre per day of sunlight — 5th and 38th respectively among the 50 states and DC tracked here. Those two numbers set the ceiling on what rooftop solar returns in Rhode Island, and they point in opposite directions.

Where Rhode Island sits against the rest of the country

Rhode Island is 11.9¢/kWh above the median residential rate across this dataset (14.8¢/kWh) and 0.3 kWh/m²/day below the median insolation (4.6 kWh/m²/day). Under this site's standard assumptions, that combination puts Rhode Island 5th of 51 for modeled payback speed, at 8.9 years against a dataset median of 13.5 years.

What actually drives payback in Rhode Island

Rhode Island is rate-led: upper half of the dataset for electricity price (5th), lower half for sunlight (38th). Swap Rhode Island's sunlight for the dataset median and payback moves to 8.3 years (0.5 years of swing). Swap its electricity rate instead and payback moves to 14.8 years (6.0 years of swing). The rate swap is the larger of the two, so what a kilowatt-hour costs is the input deciding the outcome in Rhode Island.

State incentives on record

Recorded for Rhode Island: Renewable Energy Growth program performance-based incentive; net metering retained; sales and property tax exemptions.

No federal credit is applied above (Section 25D expired 31 December 2025), and export terms often matter more than the headline rate (net metering guide).

The modeled system, in numbers

At Rhode Island's sunlight level a 7 kW array produces roughly 8,569 kWh a year, worth about $2,288 in first-year bill savings at 26.7¢/kWh against an assumed $22,400 installed cost. A ten-year payback at this sunlight level would require a residential rate of about 23.4¢/kWh, which Rhode Island already exceeds.

States with comparable economics

Rhode Island's closest analogues by modeled payback are Maine (9.6 years), Connecticut (8.0 years), Massachusetts (7.8 years). They arrive there from different rate and sunlight combinations, so their incentive rows are the useful comparison.

Estimate your solar payback

Enter your ZIP and the system size you're considering. We'll pull your state's average residential electricity rate and an annual sun-hour figure to estimate production and break-even years.

Estimate only — not a quote. Verify with a licensed installer and your utility. Federal Section 25D 30% credit is not included (expired 2025-12-31). Not tax advice — consult a tax professional.

State (RI)
Rhode Island
Avg residential electricity rate
26.7¢ / kWh
Estimated annual production
8,569 kWh
Year 1 bill savings
$2,288
Estimated payback
8.9 years
Installed cost before incentives*
$22,400

*A $3.20/W installed cost assumption valued against your state's average residential electricity rate (EIA, most recent 12-month average available as of 2026 Q1). No federal, state, or utility incentive is deducted from this figure — state incentives that may reduce it are listed on your state page for details.

Estimate only. Numbers shown are modeled projections, not quotes or guarantees. Actual production, electricity rates, financing terms, and available incentives vary by household, utility, roof condition, shading, and policy changes. The Residential Clean Energy Credit (Section 25D, the 30% federal tax credit) expired for systems placed in service after December 31, 2025. Verify all numbers with a licensed installer and your utility before making a purchase decision. See full disclaimer.
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