Solar Payback Calculator

State guide

Solar payback in Alabama (AL) — 2026

How Alabama compares with the other 50 records in this dataset
MeasureAlabamaDataset medianRank of 51
Avg residential rate14.8¢/kWh14.8¢/kWh26th highest
Annual insolation4.7 kWh/m²/day4.6 kWh/m²/day22nd highest
Modeled payback13.8 years13.5 years29th fastest

Rates from the EIA; insolation from NREL's NSRDB. Ranks and medians are computed across the 50 states and DC covered by this site. Payback is modeled for a 7 kW system at $3.20/W with no federal credit applied — see the disclaimer for the full assumption set.

Alabama pays about 14.8¢ per kilowatt-hour for residential electricity and receives about 4.7 kWh per square metre per day of sunlight — 26th and 22nd respectively among the 50 states and DC tracked here. Those two numbers set the ceiling on what rooftop solar returns in Alabama, and they point in opposite directions.

Where Alabama sits against the rest of the country

Alabama is level with the median residential rate across this dataset (14.8¢/kWh) and 0.1 kWh/m²/day above the median insolation (4.6 kWh/m²/day). Under this site's standard assumptions, that combination puts Alabama 29th of 51 for modeled payback speed, at 13.8 years against a dataset median of 13.5 years.

What actually drives payback in Alabama

Alabama is sunlight-led: 22nd for insolation but only 26th for electricity price. Swap Alabama's sunlight for the dataset median and payback moves to 14.0 years (0.3 years of swing). Swap its electricity rate instead and payback moves to 13.8 years (0.0 years of swing). The sunlight swap is the larger of the two, so how much sun the roof gets is the input deciding the outcome in Alabama.

State incentives on record

Recorded for Alabama: TVA Green Connect for partial service territory; no statewide tax credit; no statewide net metering mandate.

No federal credit is applied above (Section 25D expired 31 December 2025), and export terms often matter more than the headline rate (net metering guide).

The modeled system, in numbers

At Alabama's sunlight level a 7 kW array produces roughly 9,367 kWh a year, worth about $1,386 in first-year bill savings at 14.8¢/kWh against an assumed $22,400 installed cost. A ten-year payback at this sunlight level would require a residential rate of about 21.4¢/kWh, which is 6.6¢ above what Alabama households pay today.

States with comparable economics

Alabama's closest analogues by modeled payback are Indiana (13.6 years), Illinois (13.5 years), Kansas (13.5 years). They arrive there from different rate and sunlight combinations, so their incentive rows are the useful comparison.

  • Indiana — modeled payback 13.6 years
  • Illinois — modeled payback 13.5 years
  • Kansas — modeled payback 13.5 years

Estimate your solar payback

Enter your ZIP and the system size you're considering. We'll pull your state's average residential electricity rate and an annual sun-hour figure to estimate production and break-even years.

Estimate only — not a quote. Verify with a licensed installer and your utility. Federal Section 25D 30% credit is not included (expired 2025-12-31). Not tax advice — consult a tax professional.

State (AL)
Alabama
Avg residential electricity rate
14.8¢ / kWh
Estimated annual production
9,367 kWh
Year 1 bill savings
$1,386
Estimated payback
13.8 years
Installed cost before incentives*
$22,400

*A $3.20/W installed cost assumption valued against your state's average residential electricity rate (EIA, most recent 12-month average available as of 2026 Q1). No federal, state, or utility incentive is deducted from this figure — state incentives that may reduce it are listed on your state page for details.

Estimate only. Numbers shown are modeled projections, not quotes or guarantees. Actual production, electricity rates, financing terms, and available incentives vary by household, utility, roof condition, shading, and policy changes. The Residential Clean Energy Credit (Section 25D, the 30% federal tax credit) expired for systems placed in service after December 31, 2025. Verify all numbers with a licensed installer and your utility before making a purchase decision. See full disclaimer.
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