Solar Payback Calculator

State guide

Solar payback in Utah (UT) — 2026

How Utah compares with the other 50 records in this dataset
MeasureUtahDataset medianRank of 51
Avg residential rate11.8¢/kWh14.8¢/kWh48th highest
Annual insolation5.3 kWh/m²/day4.6 kWh/m²/day9th highest
Modeled payback15.0 years13.5 years38th fastest

Rates from the EIA; insolation from NREL's NSRDB. Ranks and medians are computed across the 50 states and DC covered by this site. Payback is modeled for a 7 kW system at $3.20/W with no federal credit applied — see the disclaimer for the full assumption set.

Utah pays about 11.8¢ per kilowatt-hour for residential electricity and receives about 5.3 kWh per square metre per day of sunlight — 48th and 9th respectively among the 50 states and DC tracked here. Those two numbers set the ceiling on what rooftop solar returns in Utah, and they point in opposite directions.

Where Utah sits against the rest of the country

Utah is 3.0¢/kWh below the median residential rate across this dataset (14.8¢/kWh) and 0.7 kWh/m²/day above the median insolation (4.6 kWh/m²/day). Under this site's standard assumptions, that combination puts Utah 38th of 51 for modeled payback speed, at 15.0 years against a dataset median of 13.5 years.

What actually drives payback in Utah

Utah is sunlight-led: 9th for insolation but only 48th for electricity price. Swap Utah's sunlight for the dataset median and payback moves to 16.9 years (1.9 years of swing). Swap its electricity rate instead and payback moves to 12.4 years (2.6 years of swing). The rate swap is the larger of the two, so what a kilowatt-hour costs is the input deciding the outcome in Utah.

State incentives on record

Recorded for Utah: Renewable Energy Systems Tax Credit (residential 25% up to $400 — sunset 2024 for new installs); net billing under Rocky Mountain Power Schedule 137.

No federal credit is applied above (Section 25D expired 31 December 2025), and export terms often matter more than the headline rate (net metering guide).

The modeled system, in numbers

At Utah's sunlight level a 7 kW array produces roughly 10,562 kWh a year, worth about $1,246 in first-year bill savings at 11.8¢/kWh against an assumed $22,400 installed cost. A ten-year payback at this sunlight level would require a residential rate of about 19.0¢/kWh, which is 7.2¢ above what Utah households pay today.

States with comparable economics

Utah's closest analogues by modeled payback are Wyoming (15.1 years), Iowa (14.9 years), Arkansas (15.2 years). They arrive there from different rate and sunlight combinations, so their incentive rows are the useful comparison.

  • Wyoming — modeled payback 15.1 years
  • Iowa — modeled payback 14.9 years
  • Arkansas — modeled payback 15.2 years

Estimate your solar payback

Enter your ZIP and the system size you're considering. We'll pull your state's average residential electricity rate and an annual sun-hour figure to estimate production and break-even years.

Estimate only — not a quote. Verify with a licensed installer and your utility. Federal Section 25D 30% credit is not included (expired 2025-12-31). Not tax advice — consult a tax professional.

State (UT)
Utah
Avg residential electricity rate
11.8¢ / kWh
Estimated annual production
10,562 kWh
Year 1 bill savings
$1,246
Estimated payback
15.0 years
Installed cost before incentives*
$22,400

*A $3.20/W installed cost assumption valued against your state's average residential electricity rate (EIA, most recent 12-month average available as of 2026 Q1). No federal, state, or utility incentive is deducted from this figure — state incentives that may reduce it are listed on your state page for details.

Estimate only. Numbers shown are modeled projections, not quotes or guarantees. Actual production, electricity rates, financing terms, and available incentives vary by household, utility, roof condition, shading, and policy changes. The Residential Clean Energy Credit (Section 25D, the 30% federal tax credit) expired for systems placed in service after December 31, 2025. Verify all numbers with a licensed installer and your utility before making a purchase decision. See full disclaimer.
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Run the math for your specific ZIP

Enter your ZIP on the home page calculator, or jump directly to a ZIP-level estimate that uses the NREL PVWatts model for your nearest weather station.

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