Solar Payback Calculator

State guide

Solar payback in North Carolina (NC) — 2026

How North Carolina compares with the other 50 records in this dataset
MeasureNorth CarolinaDataset medianRank of 51
Avg residential rate13.4¢/kWh14.8¢/kWh36th highest
Annual insolation4.9 kWh/m²/day4.6 kWh/m²/day14th highest
Modeled payback14.4 years13.5 years33rd fastest

Rates from the EIA; insolation from NREL's NSRDB. Ranks and medians are computed across the 50 states and DC covered by this site. Payback is modeled for a 7 kW system at $3.20/W with no federal credit applied — see the disclaimer for the full assumption set.

North Carolina pays about 13.4¢ per kilowatt-hour for residential electricity and receives about 4.9 kWh per square metre per day of sunlight — 36th and 14th respectively among the 50 states and DC tracked here. Those two numbers set the ceiling on what rooftop solar returns in North Carolina, and they point in opposite directions.

Where North Carolina sits against the rest of the country

North Carolina is 1.4¢/kWh below the median residential rate across this dataset (14.8¢/kWh) and 0.3 kWh/m²/day above the median insolation (4.6 kWh/m²/day). Under this site's standard assumptions, that combination puts North Carolina 33rd of 51 for modeled payback speed, at 14.4 years against a dataset median of 13.5 years.

What actually drives payback in North Carolina

North Carolina is sunlight-led: 14th for insolation but only 36th for electricity price. Swap North Carolina's sunlight for the dataset median and payback moves to 15.2 years (0.8 years of swing). Swap its electricity rate instead and payback moves to 13.3 years (1.2 years of swing). The rate swap is the larger of the two, so what a kilowatt-hour costs is the input deciding the outcome in North Carolina.

State incentives on record

Recorded for North Carolina: Duke Energy net billing (replacing legacy net metering for new customers); 80% property tax exclusion for residential; no income tax credit since 2015 sunset.

No federal credit is applied above (Section 25D expired 31 December 2025), and export terms often matter more than the headline rate (net metering guide).

The modeled system, in numbers

At North Carolina's sunlight level a 7 kW array produces roughly 9,765 kWh a year, worth about $1,309 in first-year bill savings at 13.4¢/kWh against an assumed $22,400 installed cost. A ten-year payback at this sunlight level would require a residential rate of about 20.5¢/kWh, which is 7.1¢ above what North Carolina households pay today.

States with comparable economics

North Carolina's closest analogues by modeled payback are Mississippi (14.4 years), Oklahoma (14.6 years), Ohio (14.6 years). They arrive there from different rate and sunlight combinations, so their incentive rows are the useful comparison.

  • Mississippi — modeled payback 14.4 years
  • Oklahoma — modeled payback 14.6 years
  • Ohio — modeled payback 14.6 years

Estimate your solar payback

Enter your ZIP and the system size you're considering. We'll pull your state's average residential electricity rate and an annual sun-hour figure to estimate production and break-even years.

Estimate only — not a quote. Verify with a licensed installer and your utility. Federal Section 25D 30% credit is not included (expired 2025-12-31). Not tax advice — consult a tax professional.

State (NC)
North Carolina
Avg residential electricity rate
13.4¢ / kWh
Estimated annual production
9,765 kWh
Year 1 bill savings
$1,309
Estimated payback
14.4 years
Installed cost before incentives*
$22,400

*A $3.20/W installed cost assumption valued against your state's average residential electricity rate (EIA, most recent 12-month average available as of 2026 Q1). No federal, state, or utility incentive is deducted from this figure — state incentives that may reduce it are listed on your state page for details.

Estimate only. Numbers shown are modeled projections, not quotes or guarantees. Actual production, electricity rates, financing terms, and available incentives vary by household, utility, roof condition, shading, and policy changes. The Residential Clean Energy Credit (Section 25D, the 30% federal tax credit) expired for systems placed in service after December 31, 2025. Verify all numbers with a licensed installer and your utility before making a purchase decision. See full disclaimer.
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