Solar Payback Calculator

State guide

Solar payback in Arizona (AZ) — 2026

How Arizona compares with the other 50 records in this dataset
MeasureArizonaDataset medianRank of 51
Avg residential rate14.5¢/kWh14.8¢/kWh29th highest
Annual insolation6.6 kWh/m²/day4.6 kWh/m²/day1st highest
Modeled payback10.4 years13.5 years10th fastest

Rates from the EIA; insolation from NREL's NSRDB. Ranks and medians are computed across the 50 states and DC covered by this site. Payback is modeled for a 7 kW system at $3.20/W with no federal credit applied — see the disclaimer for the full assumption set.

Arizona pays about 14.5¢ per kilowatt-hour for residential electricity and receives about 6.6 kWh per square metre per day of sunlight — 29th and 1st respectively among the 50 states and DC tracked here. Those two numbers set the ceiling on what rooftop solar returns in Arizona, and they point in opposite directions.

Where Arizona sits against the rest of the country

Arizona is 0.3¢/kWh below the median residential rate across this dataset (14.8¢/kWh) and 2.0 kWh/m²/day above the median insolation (4.6 kWh/m²/day). Under this site's standard assumptions, that combination puts Arizona 10th of 51 for modeled payback speed, at 10.4 years against a dataset median of 13.5 years.

What actually drives payback in Arizona

Arizona is sunlight-led: 1st for insolation but only 29th for electricity price. Swap Arizona's sunlight for the dataset median and payback moves to 14.2 years (3.8 years of swing). Swap its electricity rate instead and payback moves to 10.2 years (0.2 years of swing). The sunlight swap is the larger of the two, so how much sun the roof gets is the input deciding the outcome in Arizona.

State incentives on record

Recorded for Arizona: State income tax credit up to $1,000 (Form 310); sales tax exemption on solar equipment; export rates set by utility (APS, SRP, TEP) under approved tariffs.

No federal credit is applied above (Section 25D expired 31 December 2025), and export terms often matter more than the headline rate (net metering guide).

The modeled system, in numbers

At Arizona's sunlight level a 7 kW array produces roughly 13,153 kWh a year, worth about $1,907 in first-year bill savings at 14.5¢/kWh against an assumed $22,400 installed cost. A ten-year payback at this sunlight level would require a residential rate of about 15.3¢/kWh, which is 0.8¢ above what Arizona households pay today.

States with comparable economics

Arizona's closest analogues by modeled payback are New York (10.2 years), New Hampshire (10.1 years), New Mexico (10.8 years). They arrive there from different rate and sunlight combinations, so their incentive rows are the useful comparison.

Arizona-specific notes

Arizona has among the strongest sunlight in this dataset, but export rates are set by the utility rather than by full retail net metering, and the residential rate sits close to the dataset median. That combination is why the modeled payback is less dramatic than the climate alone would suggest — the model's retail-rate assumption is optimistic for Arizona exporters.

Estimate your solar payback

Enter your ZIP and the system size you're considering. We'll pull your state's average residential electricity rate and an annual sun-hour figure to estimate production and break-even years.

Estimate only — not a quote. Verify with a licensed installer and your utility. Federal Section 25D 30% credit is not included (expired 2025-12-31). Not tax advice — consult a tax professional.

State (AZ)
Arizona
Avg residential electricity rate
14.5¢ / kWh
Estimated annual production
13,153 kWh
Year 1 bill savings
$1,907
Estimated payback
10.4 years
Installed cost before incentives*
$22,400

*A $3.20/W installed cost assumption valued against your state's average residential electricity rate (EIA, most recent 12-month average available as of 2026 Q1). No federal, state, or utility incentive is deducted from this figure — state incentives that may reduce it are listed on your state page for details.

Estimate only. Numbers shown are modeled projections, not quotes or guarantees. Actual production, electricity rates, financing terms, and available incentives vary by household, utility, roof condition, shading, and policy changes. The Residential Clean Energy Credit (Section 25D, the 30% federal tax credit) expired for systems placed in service after December 31, 2025. Verify all numbers with a licensed installer and your utility before making a purchase decision. See full disclaimer.
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